The risk of buying a home without a real estate agent
While it might seem like a good idea to save a buck by going it alone, buying a home with a real estate agent doesn't cost you one single cent. Plus, working without an experienced agent exposes you to risks that could seriously affect your buying experience. What kind of risks, you ask? Here are th
What kind of credit do I need to qualify for a loan?
“You’ve got to have squeaky clean credit to buy a house.” Hands up if you've heard this. Want to know the real talk? The credit score you need really depends on the type of loan you're after. While a fixed-rate loan will require a score of at least 620, you may qualify for an FHA loan with a score a
The History of Interest Rates
A gentle reminder that today’s interest rates are, yes, inching upwards, but they're still historically low! Just take a look at the data from Freddie Mac. You'll see the same trend I did — that rates are getting lower every decade. Average 30-year rate by decade: 1981: 16.63% 1991: 9.25% 2001:
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