• What kind of credit do I need to qualify for a loan?,Greg Adams

    What kind of credit do I need to qualify for a loan?

    “You’ve got to have squeaky clean credit to buy a house.” Hands up if you've heard this. Want to know the real talk? The credit score you need really depends on the type of loan you're after. While a fixed-rate loan will require a score of at least 620, you may qualify for an FHA loan with a score a

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  • The History of Interest Rates,Greg Adams

    The History of Interest Rates

    A gentle reminder that today’s interest rates are, yes, inching upwards, but they're still historically low! Just take a look at the data from Freddie Mac. You'll see the same trend I did — that rates are getting lower every decade. Average 30-year rate by decade:  1981: 16.63% 1991: 9.25% 2001:

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  • Homeowner Hacks: Bring your Living Room to Life,Greg Adams

    Homeowner Hacks: Bring your Living Room to Life

    Wrapping up our weekly #HomeownerHacks for National Homeowners Month, we're heading into the living room for a few bits of help and hacks that will make your living room come alive this summer:⁣⁣1. Make furniture do double- or triple-duty. For example, a small ottoman can be extra seating, a persona

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